Merchant Account & Secure Payment Gateway
Live Real Time Credit Card Transactions


"I almost signed up with another company before I found CreditCardCommerce.com. It looked like they were offering the same products but at TWICE THE COST! I found out that CreditCardCommerce.com offered a better product with more features . They saved me hundreds of dollars!"
-Lisa Brand, New York, New York
 

 

CreditCardCommerce.com removes the barriers that might prevent you from doing business on the Net. We take care of the complex issues for you with our advanced transaction processing system. We offer all you need to process and manage transactions over the Internet with our credit card merchant account and a computer with an Internet connection and a Web browser. You don't have to buy or maintain expensive hardware or software. You don't have to worry about security, downtime, or making sure electronic transactions are processed and settled correctly.

Benefits:

  • Fully compliant to Visa and MasterCard ECI (Electronic Commerce Indicator) rules.
  • Real-time online transactions from your Web site with Virtual WebLink.
  • Real-time manual transactions with Virtual WebTerminal with no programming or cgi access need. Just your browser.
  • Protection against fraudulent transactions with the Address Verification Service (AVS).
  • Complete online reporting capabilities.
  • Free secured server order form.
  • Works with ANY website.
  • Accessing sales data from any computer in the world.
  • No need for additional hardware or software.
  • No costly software upgrades and updates.
  • Unlimited number of users simultaneously.
  • Automatically settling transactions daily.
  • Processing periodic/Automatic billing.
  • Compatible with any hardware and operating platform

Virtual WebLink

The Virtual WebLink allows Internet-based businesses to authorize, process, and manage credit card transactions without worrying about all the complicated software, hardware, and expertise normally associated with processing payments over the Web. This is the web's best real-time transaction system.

How It Works

When online customers are ready to purchase products or services from your Web site, the Virtual WebLink either captures the necessary information (name, credit card number, etc.) from the site's own secure transaction page or displays a customized WebLink transaction page, hosted on our secure servers (FREE - included in price), for the customer to fill out. You can also use the award winning vShoppingCart system FREE of charge.

This information is encrypted using 128 bit Secure Socket Layer technology and sent to the transaction server. The server then sends the data through the authorization network to the appropriate card issuer's bank over a secure, proprietary connection. When the authorization process is complete -- this takes around five seconds -- the customer receives an approval or decline response, and the server stores the transaction. Transactions are automatically settled each day.

Linking your Web site to the the Virtual WebLink system is simple. You simply insert a few lines of HTML code that we provide to establish the link. CreditCardCommerce.com supports most available shopping cart software, so it integrates easily with most e-commerce solutions. You can check the status of transactions or run reports on past activity by going to the Web site and logging on to their own password-protected site.

Includes FREE PalmOS Wireless Virtual PocketTerminal Software

Allows you to accept credit cards anywhere you use a wireless Palm Computer or Visor Handspring! Simple to use. Includes advanced feature like AVS. If you need a Palm Pilot, we have them for a great price, click here.

Virtual WebTerminal

There is also a FREE Virtual WebTerminal included, it allows you to enter payment information manually for phone, mail, faxed or retail orders. The CreditCardCommerce.com Virtual WebTerminal enables businesses to authorize, process, and manage credit card transactions from any computer with an Internet connection and a Web browser. Virtual WebTerminal replaces standard Verifone or Hypercomm authorization terminals or PC software and provides the best solution for merchants who manually enter credit card transactions for non real-time sales. Using any industry standard Web browser and a secure connection with a unique user ID and password, merchants can access the complete range of services. This includes authorizations for purchases, credits and returns, status and activity reports, and much more.

How It Works

It is easy to authorize credit card transactions, just complete an electronic form that provides the Virtual WebTermina with the information it needs to complete the transaction. This information is encrypted using the 128 bit Secure Socket Layer (SSL) 3.0 technology and sent to the host server. The server then sends the data through the authorization network to the appropriate card issuer's bank over a secure, proprietary connection. When the process is complete -- this takes around five seconds -- the merchant receives an authorization number, and the server stores the transaction. Transactions are automatically settled each day.You can also check the status of transactions, automatically bill customers for recurring charges, or run a variety of reports right from the CreditCardCommerce.com Virtual WebTerminal.

 

BUYING VIRTUAL WEBLINK/TERMINAL

Payment Gatway And Merchant Account

It's no surprise that CreditCardCommerce.com is the world's leading Internet-based payment authorization and transaction processing solution. Thousands of companies are currently using CreditCardCommerce.com to authorize, capture, and manage their credit card transactions.

There are two things you need to accept credit cards, a Payment Gateway in this case, the Virtual WebLink/Terminal and a Merchant Account. A Merchant Account can only be issued by a Visa and MasterCard authorized Bank or authorized sales group. CreditCardCommerce is a Bank authorized sales group. We only offfer Bank issued Merchant Account which shows your business name on the credit card statement of the cardholder. Our discount rates are fixed rates, this means that we are not going to increase your rate after you sign-up, unless Visa and MasterCard increase rates for all merchants. We guarantee the lowest prices for these services. Listed below are industry standards for high performance and low cost to merchants.

Web Processing Solutions

Cash
Price

12 mth
Lease

24 mth
Lease

36 mth
Lease

Virtual WebLink/WebTerminal
A realtime encrypted and secure order form with easy connections to shopping cart systems. FREE vShoppingCart system. FREE Virtual WebTerminal. FREE Virtual PocketTerminal. FraudScreening.com option. eCheck Option. ECI compliant.
With Address Verification.

$429.00
$58.00
$38.00
$28.00

Merchant Account Bank Discount Rates

Internet Virtual Transactions
No Application Fee
Address Verification

2.30%

Transaction Fee

30¢

Monthly Statement Fee

$9.00

Monthly Minimum Fee
(if your total monthly fees do not equal $20 you only pay the minimum fee)

$20.00

All funds are deposited into your local checking account

Our rates reflect recent increases by Visa And MasterCard on the rates to accept credit cards from ALL BANKS. Some websites HAVE NOT adjusted their prices to reflect this change. We feel it is important for you to know exactly what your rate will be by detailing ALL of the costs with out using "as low as" and "teaser" rates and prices.



Buy Now
 

VIRTUAL WEBLINK/TERMINAL OPTIONS
EXCLUSIVE: FraudScreening- Platinum

Protect your business with the best Fraud Screening system available. Our patented multipoint checking system will save your thousands of dollars by Detecting more true instances of online fraud in real time and cut fraud losses by up to 70%. Reduce losses in merchandise, shipping fees, charge-back fees, and fines resulting from fraudulent orders.

FraudScreening.com Minimize the number of legitimate orders that are mistakenly identified as high-risk by rules-based fraud detection tools. Lower operations costs by reducing the need for human fraud investigations.

Our system will Increase customer satisfaction and encourage repeat business by reducing the need for intrusive questioning. Minimize the likelihood of transaction caps and reserve-account increases. Gain back lost time trying to manually detect fraud using a "hit-or-miss" method.

FraudScreening.com is only sold via registered Merchant Account Providers. We have partnered with the leading provider on the Internet.

For more information on FraudScreening.com, click here

Web Transaction Options

Cash
Price

12 mth
Lease

24 mth
Lease

36 mth
Lease

Virtual WebLink/WebTerminal
A realtime encrypted and secure order form with easy connections to shopping cart systems. FREE vShoppingCart system. FREE Virtual WebTerminal. FREE PocketTerminal. FraudScreening.com option. eCheck Option. ECI compliant.
With Address Verification.
$429.00
$58.00
$38.00
$28.00

FraudScreening

Rates (in addition to all above fees)

Fraud Screening - Platinum
Application Fee

$0.00

Transaction Fee

20¢

Service Fee

$20.00

Merchant Account Bank Discount Rates

Internet Virtual Transactions
No Application Fee
Address Verification

2.30%

Transaction Fee

30¢

Monthly Statement Fee

$9.00

Monthly Minimum Fee
(if your total monthly fees do not equal $20 you only pay the minimum fee)

$20.00

All funds are deposited into your local checking account

Our rates reflect recent increases by Visa And MasterCard on the rates to accept credit cards from ALL BANKS. Some websites HAVE NOT adjusted their prices to reflect this change. We feel it is important for you to know exactly what your rate will be by detailing ALL of the costs with out using "as low as" and "teaser" rates and prices.



Buy Now

 
The Many Ways To Use The Virtual WebLink/Terminal
Test The Virtual WebTerminal
The Virtual WebTerminal allows you to hand key transactions and issue credits and returns. It functions just like a standard retail credit card machine.

 

A Test using Virtual WebLink And The Instant BuyIt! Button
Instant BuyIt! Button™ that can be cut and pasted next to any product for sale, works with any website even in HTML Email!

A Test using Virtual WebLink FREE Secure Order Form
Easy to use custom order form, works with any website. Completes the sale for most web sites.

A Test Virtual WebLink And FREE vShoppingCart System
Award winning shopping cart system included FREE with Virtual WebLink. Unlimited number of products. Works with any website

 
 
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